Dealing With UK Water Rates Debts: What You Need To Know

UK Water Ratescommittee known as "Watervoice" will deal with your
YOU CANNOT BE DISCONNECTED FOR WATERcomplaint. To find out which Watervoice Regional
RATES DEBTSOffice to complain to, contact:
Water companies can no longer disconnect yourOFWAT
water supply if you are in arrears. The rules changedCentre City Tower
on 30th7 Hill Street Birmingham B5 4UA
June 1999. They also cannot install anything in yourTel: 0121 625 1300
home that restricts the flow of water from the taps.[
If the water company threatens to disconnect youWatervoice
for being in arrears, complain to OFWAT, the body[
that regulates the water companies.WATER TRUST FUNDS
You can complain to OFWAT through your regionalA number of water companies operate charitable
Watervoice customer service committee. Seetrust funds. Some offer help only with water and
complaints section.sewerage debt; others are prepared to help with
Warning: Some water companies are threatening toother priority debts and even bankruptcy fees in
disconnect a property on the basis that "they thinkcertain situations. Others offer 'restart schemes'.
the property is empty".These operate on the basis of you entering into a
Make sure you keep in touch with the company asregular payment scheme, and payments made are
they may attempt to do this if no one hasthen matched by the trust fund. If you maintain the
responded to their letters for some time. If you havearrangement, the remaining debt may be written off.
a threat of disconnection to your supply, ring theYou will need to contact the trust fund to find out
water company and make sure they understand thathow to apply. You will usually have to fill in a form.
you are still in the property and they cannotYou may need an advice agency to help you.
disconnect the supply.CHARITABLE TRUST FUNDS
HOW DO I DEAL WITH WATER RATES ARREARS?South Staffordshire Water Trust Fund (water
You should carry on including your current watercompany website only) Telephone: 01922 63 82 82
rates in the STEP 2 OUTGOINGS section of yourOnly pay for water debts. You must show some
personal budget. This is because water is an ongoingcommitment to pay £1.00 or more a week for
bill. If you have water rates arrears then they no2 months. To apply you need a personal budget
longer need to be treated as a priority debt. You cansheet completed by an adviser and a covering letter.
make an offer of repayment that you can affordAnglian Water Trust Fund
using your budget sheet along with your other creditPO Box 42, Peterborough, PE3 8XH. Email: .uk
debts in STEP 6. If you are on Income SupportAs well as water and sewerage debts they may also
Pension Credit/Job Seeker's Allowance you can askpay bankruptcy fees and any other bills you are
the Department of Work & Pensions (DWP) tohaving difficulty paying.
deduct a sum to cover current water rates and aHartlepool Water, Tendring Hundred Water,
standard amount towards the arrears from yourCambridge Water, Three Valleys Water, Essex
benefit each week.& Suffolk Water are either owned by Anglian
If you do not agree a repayment arrangement thenWater or contribute towards its trust fund and you
the water company can issue a County Court Claimcan also apply to the Anglian fund if you are a
against you to ask you to repay the money youcustomer of one of these companies.
owe. You can make an offer of payment by filling inEOS Foundation
the Reply Form to the Claim (N9a) and sending thisPO Box 42, Peterborough PE3 6XH
back to your water company within the time limit. IfTelephone: 01733 330 Will help with water debts and
the court agrees with your offer then you will beother essential bills. You will need to fill in an
told to pay the debt off in instalments.application form with proof of income. You must be a
RIGHTS TO WATER METERScustomer of Portsmouth Water, Tendering Hundred
From April 2000 you have the right to have a waterWater, Folkestone & Dover Water, Mid Kent
meter put in so that you are charged on the basis ofWater, Bournemouth & West Hampshire Water,
the water you actually use. You can swap back toSouth East Water.
the usual non-metered system within 12 months ifSevern Trent Water Trust Fund
you don't like the water meter; e.g. your bills areTelephone: 0121 355 77 66
higher than before. It may be cheaper to have aEmail: .uk
water meter put in if you don't use much water e.g.As well as water and sewerage debts they may also
you are single or out all day. Contact your waterpay bankruptcy fees and any other bills you are
company, as some suppliers will advise you if yourhaving difficulty paying.
bills are likely to be cheaper if you move to a waterWATER COMPANIES OPERATING RESTART
meter.SCHEMES
HELP WITH HIGH BILLS(Trust fund matches your payments on your arrears)
There are new rights to get some help with waterYorkshire Water
bills if you are on a low income and on a waterCommunity Trust
meter. You will only pay the average bill that theTelephone: 0845 1 24 24 .uk
water company charges overall so if you use a lot ofOnly assist with water or sewerage arrears that are
water then your bill will go down.no more than two years old and less than
To qualify for help you must be on a water meter,£1000. You must be in a multiple debt situation.
and someone in the household must be on one ofUnited Utilities
these benefits:Telephone: 0845 746 11 00
Income Support"Arrears Allowance Scheme" only assists with water
Income Based Job Seeker's Allowanceor sewerage charges and application forms have to
Pension Credit (from October 2003)be completed by local CAB on your behalf. A
Working Tax Creditcustomer counsellor may also offer a home visit.
Child Tax Credit (except families who receive theThames Water [ (water company website only)
family element of Child Tax Credit only)"Customer Assistance Scheme" only assists with
Housing Benefitwater or sewerage charges and they prefer that
Council Tax Benefitandthere are three or moreyou are referred by a local advice centre/NDL/CAB
children under 16 in the household,orsomeone in theSocial Services/Age Concern
household has a medical condition that means extraYou may be visited in your home.
water use such as:Welsh Water/Dwr Cymru
Flaky skin diseaseTelephone: 0800 052 0145
Weeping skin disease, i.e. eczema, psoriasis, varicose“Customer Assistance Fund” You must
ulcersbe referred by a money adviser and complete an
Incontinenceapplication form. After you have made payments for
Abdominal stomas6 months, the fund pays half your water arrears.
Renal failure.After another 6 months payments the rest of the
You can get an application form from your waterarrears will be paid.
company. You need to give proof of the benefit youBristol Water (water company website only) Apply in
are receiving and you will need to explain yourwriting to:
medical condition in detail. You can stay on theBWBSL, 1 Clevedon Walk,, Nailsea, Bristol BS48 1WW.
scheme for a year and then have to re-apply.You have to write to them to request to be
COMPLAINTSconsidered for the restart scheme. You may then be
If you have a complaint about your water companyvisited in your home.
you should speak or write to your water companySouth West Water
first. Each water company should have a complaintsTelephone: 0800 169 1133 (customer services)
procedure they can send you. Your water company"Special Assistance Scheme" helps with water
should reply to your complaint within 10 working days.charges only. Application forms from CAB's and Age
If you are not happy with the outcome you canConcern. You have to provide evidence that you are
complain to OFWAT. Your regional customer servicetrying to pay or stick to a repayment programme.